Why Trading Fees Matter
Investment platform fees might seem small individually, but they compound significantly over time. A broker charging £11.95 per trade versus a broker that doesn't charge anything to trade would cost you an extra £621.40 annually for someone that trades once a week. Similarly, for portfolios, percentage-based platform fees can cost thousands of pounds annually compared to those with flat monthly pricing structures.
Our comparison tools calculate your total costs based on your actual usage patterns. By inputting your trading frequency, portfolio size, and investment preferences, you'll see exactly what each broker would charge you annually. This personalized approach reveals which platform offers the best value for your specific situation.
Key Features to Compare
Trading Costs
Per-trade fees ranging from £0 to £11.95 depending on the platform and account type.
Platform Fees
Annual charges that can be flat fees (£0-£300) or percentage-based (up to 0.45%).
Account Types
ISA, SIPP, General Investment Account - each with different fee structures.
Investment Options
UK shares, international stocks, funds, ETFs, bonds, and investment trusts.
Understanding Account Types
Stocks & Shares ISA
Tax-efficient investment wrapper allowing up to £20,000 annual contribution. All investment growth and income is tax-free. Most UK investors should prioritize filling their ISA allowance first. Popular for both passive investing and active trading.
General Investment Account
Standard taxable account with no contribution limits. Suitable for investments beyond your ISA allowance or for frequent traders. Capital gains over £3,000 (2024/25) are subject to CGT. Dividend income is taxable after the £500 dividend allowance.
Self-Invested Personal Pension (SIPP)
Tax-efficient retirement savings with upfront tax relief (20%-45% depending on income). Contributions locked until age 55 (rising to 57 in 2028). Ideal for long-term wealth building with lower annual fees due to larger average pot sizes.
Many brokers charge different fees depending on account type. ISAs and SIPPs often have higher platform fees but include additional regulatory protections. Our comparison tools show costs across all account types so you can make informed decisions.
